Credit Card Payoff

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Managing debt is an important part of your financial plan. Many of us have access to credit cards which can be very useful but which can also be misused to result in mounting debts. Use our credit card payoff calculator to find out how much money you will need to contribute towards reducing your credit card debt. Knowing exactly how much money and how many payments are needed will help to get you in good debt management shape.


Credit Card Info
Current Balance
Interest Rate(%)
Interest-Only Payment
A. Calculate Months to Payoff
Monthly Payment
(Needs to be greater than the interest-only payment)
Months to Payoff   
Total Interest
B. Calculate Monthly Payment
Payoff Goal (Months)   
Monthly Payment
Total Interest

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NOTE: The figures shown are meant to be rough estimates. You should consult with a qualified professional before making any financial decisions based on this data.